• You have the right to request a copy of all appraisals and written valuations developed in connection with the application.
• You have the right to request a statement of reasons for adverse action provided you make a written request for the reason within 60 days our verbal notice to you. Requests may be submitted to commercialservicing@fayservicing.com.
• Federal ECOA Notice: Fay Servicing, LLC is required by law to inform you that the Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applications on the basis of race, color, religion, national origin; sex, marital status, or age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Bureau of Consumer Financial Protection, 1700 G Street N.W., Washington, DC 20552.